11 Frugal Hacks to Stay Warm and Save Money This Winter
Have you turned your heat on yet? After I divulged that Mr. Frugalwoods and I haven’t–and likely won’t until November–I received a number of comments and emails from readers asking that I share our...
View Article10 Shockingly Expensive Things We Own
The Frugalwoods home is primarily outfitted with discount Craigslist deals, garage sale goodies, and of course, great trash finds. If you’re a regular reader, please sit down before continuing to read....
View ArticleWell Hot Damn, Frugality Works! Our 2014 Savings Rate Revealed.
Mr. Frugalwoods and I finally did the arithmetic on our 2014 savings and expenditures (as I’m sure you’re all relieved to know). While in any given month of 2014 we vacillated between saving 65%-82%,...
View ArticleHow A Year Of Extreme Frugality Changed Us
Last March, Mr. Frugalwoods and I got serious about frugality. You could even say we become hardcore frugal weirdos. To prove it, we launched our Uber Frugal Month experiment. We slashed our already...
View ArticleI Used To Be Afraid Of Money, But Things Have Changed
My post today is part of the The Road to Financial Wellness Blog Tour. Over a period of 30 days, the Phroogal team will go to 30 locations to raise awareness about financial empowerment. Today they...
View ArticleWhy We Don’t Micromanage Our Money
Want to guess how much time Mr. Frugalwoods and I spend “managing our money” every month? A whopping 30 minutes. Yes, we are quintessential frugal weirdos and yes, we save over 70% of our income, and...
View ArticleYou Can’t Frugalize What You Don’t Earn
I’ve always regarded my frugality as a means to afford the things I truly value. Being mindful of spending that doesn’t serve my priorities has been a critical part of enabling my life of passionate...
View ArticleFor the Love of Frugal Hound, Manage Your Money Yourself! (by following The...
You’ll be shocked to hear this, but before I read JL Collins’ book “The Simple Path to Wealth: Your Road Map to Financial Independence And a Rich, Free Life,” I did not 100% understand the rationale...
View ArticleFrugality Is A Compounding Game
But it only costs $20! Or $10. Or even just 5 measly bucks. So what’s the big deal? It’s remarkably easy to lull myself into thinking that a couple dollars spent here or there won’t amount to a hill of...
View ArticleOur Low Cost, No Fuss, DIY Money Management System
So exactly how do frugal weirdos manage their money? I get this question a lot and it makes me realize that, despite the fact that this is ostensibly a “personal finance” blog, I don’t discuss the...
View ArticleHow We Manage Our Money: Behind The Scenes of The Frugalwoods Family Accounts
Today, by popular demand, I bring you a comprehensive rundown of how my husband and I manage our money. Before we dive in, I want to point out that your money management strategy will likely differ...
View ArticleMr. FW Retired and We Paid off Our Mortgage: Frugalwoods FIRE is Complete
Two sizable pieces of Frugalwoods-relevant news occurred this past spring: We paid off the mortgage on our primary residence in Vermont! Mr. Frugalwoods retired! These both happened amidst the flurry...
View ArticleHow We’re Establishing a Family Money Philosophy with Our Kids
I have a kid old enough to start learning about money! Of all the parenting milestones we’ve marked over the years, I think I’m the most excited about this one. You all have been asking me for advice...
View ArticleHow We Signed Up for Health Insurance through the Affordable Care Act
Healthcare is no longer tied to your job in the United States. Anyone can get healthcare in our country and you don’t have to go through an employer to do so. This hasn’t always been the case and I,...
View ArticleHow I Made $712.59 With My Cash Back Credit Card
Q: What’s the easiest way to earn extra money? A: A cash back credit card! I made $712.59 last year by using my cash back credit card. Not bad for buying stuff I was going to buy anyway! A cash back...
View ArticleHow to Survive Inflation and Make it Work for You
Inflation is here: it’s large, it’s in charge, it’s up 8.5% as of March 2022, which is the biggest 12-month increase since 1981. Woohoo! Aren’t we lucky! But all is not (totally) lost because inflation...
View ArticleHow to Know Everything About Your Money: Why I Use and Recommend Personal...
Knowing where your money’s at is the first step in financial planning. Before you can set goals, panic about having no money, or compliment yourself on your ability to buy a new back scratcher, you’ve...
View ArticleWhy We Don’t Micromanage Our Money
Want to guess how much time Mr. Frugalwoods and I spend “managing our money” every month? A whopping 30 minutes. Yes, we are quintessential frugal weirdos and yes, we save over 70% of our income, and...
View ArticleYou Can’t Frugalize What You Don’t Earn
I’ve always regarded my frugality as a means to afford the things I truly value. Being mindful of spending that doesn’t serve my priorities has been a critical part of enabling my life of passionate...
View ArticleHow We Donate To Charities Like Billionaires
Think strategic philanthropy is just for billionaires? Heck no! It’s for everyone who gives away money. We’re all some strategic bosses with our spending, savings, and investments–charitable giving is...
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